FYI,
Even when a shop who does not tie up with banks. U can still call ur credit card company to put it on interest free installments. Call them for arrangement to do so after u are done with the transactions.
CIMB offers 10/20 mths interest free installments with a fee of 3% and 5% of the amt u swipe.
UOB offers up to 36 mths interest free with 3% fees upfront as well.
POSB/DBS offers 24 mths interest free with 3% fees upfront.
No catch at all. The only thing u need to consider is the upfront fees. And u may need to pay for the annual credit fees cos u are at their mercy when u request for waiver of annnual credit fees. Hope it helps.
Note: Credit limit must be within the amt u wishes to swipe ur card. E.g 85% of your total available amt.
And for those who has frequently miss credit cards payment. Advisable to call ur bank for pre approval. Hope it helps ppl here
Even when a shop who does not tie up with banks. U can still call ur credit card company to put it on interest free installments. Call them for arrangement to do so after u are done with the transactions.
CIMB offers 10/20 mths interest free installments with a fee of 3% and 5% of the amt u swipe.
UOB offers up to 36 mths interest free with 3% fees upfront as well.
POSB/DBS offers 24 mths interest free with 3% fees upfront.
No catch at all. The only thing u need to consider is the upfront fees. And u may need to pay for the annual credit fees cos u are at their mercy when u request for waiver of annnual credit fees. Hope it helps.
Note: Credit limit must be within the amt u wishes to swipe ur card. E.g 85% of your total available amt.
And for those who has frequently miss credit cards payment. Advisable to call ur bank for pre approval. Hope it helps ppl here
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