aviva reject my application of car insurance

[Warren2224]

Hello Folk

i just wan to share , i had called up Aviva for a car insurance quotation. My car is practically stock from factory except i upgraded my suspension to coilover. My previous original honda suspension were spoilt. The customer service officer called back and state that the quotation was rejected due to the coilover.

kinda shocking

[skydweller_sg]

insurer may consider it as a major modification, and their rationale for rejecting your application is likely a modified car with enhanced performance poses a higher risk on the road

[IAIA]

It is not shocking.
Aviva is known not to allow any form of modification.
As long it is not stock, they will not entertain.

[DoubleK]

Ya...as long modificatn done...headache abit but still can be resolved...

[Nicholas74512]

Its really ridiculous, i even heard changing of rims could result in your claim rejected.

[ac_wong75]

What changes can you do and still qualify or is tit bcos AVIVA is the one of the cheapest provider and hence they are more strict?
Any idea folks?

[kiwitan]

Will installing of in-car video recorder void your insurance claim because the insurer can argue it interfere with the car electrical signals.

[Warren2224]

I heard even changing to knn air filter is not allow

[jster]

Aviva sucks nowaday, ur car must be 100% stock to make a claim!

[dongfang richard]

I use RSA for the last over 3 years. So far so good.

Can look for Oliver. He represents a panel of insurance companies. His website is www.insuremycar.com.sg.

Cheers!

[skydweller_sg]

I know oliver
Helpful guy but his quotes not exactly the most competitive at times

I use RSA for the last over 3 years. So far so good.

Can look for Oliver. He represents a panel of insurance companies. His website is www.insuremycar.com.sg.

Cheers!

[I+Z=IZ]

Actually, the agent company (not to be confused with the insurer) makes a difference. If their clients have claimed numerous times/total loss, their rates are going to be less competitive.

I managed to get my mods insured and i paid a premium.

[Iceheller]

Try msig!

[Rolex1977]

Hi bro,

Try giving my agent a call @ 9385 3766 and she might be able to
help you.

Best regards,
Rolex1977