Advisory : Payment Method - Cash or Credit Card or Instalment Plan

[louisoh]

You're too kind Andrew. I'll pick up my valentine's day present from you after your holiday.

Save something for me also k.... i'll also pick it up from you after your holiday..

[Andrew Tay]

You're too kind Andrew. I'll pick up my valentine's day present from you after your holiday.

yes my dear........james.

my holiday is during cny period.......u want to join me?

[edsonchan]

yes my dear........james.

my holiday is during cny period.......u want to join me?

the 2 of you can stop it.. i am jealous...

[Andrew Tay]

the 2 of you can stop it.. i am jealous...

ok ok....i see u and james next week......around orchard rd.

[julian_lim]

Rolex on instalment?

Hi all,
I had done a search for shop which offer instalment pan for rolex but can't find info on shop which offer interest free instalment now.Does anyone know where I can get new rolex on instalment preferably over 24months cos I rather use the money for stock.
Thank you.

[kenlinliu1419]

My advice is to never buy luxury items such as watches and jewellery on the never never.

[Oceanklassik]

If you mean credit card instalment with 0 interest, then the Hour Glass do provide. I am not sure about the other ADs.

[116520]

The reason why you can't any "interest free" installment for Rolex is because the profit margin for Rolex is so low already for those AD or dealers... The bank actually charge the merchants some % for any purchases under "interest free" installment plan.... so it is not "free" after all...

unless you want to pay a premium over the list price, if not, I don't think any AD will offer you "interest free" installment plan for rolex purchase....

[116520]

Rolex also can? after 15% disc also can?

If you mean credit card instalment with 0 interest, then the Hour Glass do provide. I am not sure about the other ADs.

[Oceanklassik]

[seiko.citizen]

sorry to be another one bearing the bad news; but if you have to purchase a luxury product on installment; then i think you are not ready (financially).

a luxury product is just that, only purchase with idle cash.

[newbie09]

It depend on individual whether wan to pay installment or full cash, as this is discuss before at different thread. I bought 2 on cash and 1 on installment too. No prb at all. To TS cortina, THG n Sincere all have credit card installment plan, discount vary from watch models... THG provide the longest plan of 24months, the rest is 12months.

[daytona 6263]

The reason why you can't any "interest free" installment for Rolex is because the profit margin for Rolex is so low already for those AD or dealers... The bank actually charge the merchants some % for any purchases under "interest free" installment plan.... so it is not "free" after all...

unless you want to pay a premium over the list price, if not, I don't think any AD will offer you "interest free" installment plan for rolex purchase....

I would seriously doubt if both profit margin for Rolex and ADs is low.

[MsLucifer]

Installments

On installment the card credit is also locked right?

[jazz_samz]

On installment the card credit is also locked right?

If you made yr purchase on installment on yr credit card and it max out yr credit limit, then you won't be able to use it until you settle the first installment freeing up the 1st installment credit amount.

Ex. Yr credit limit is 8,400. You buy a 8,400 watch. Yr cc now has 0 credit limit.
Assuming you took a 1 yr installment plan, so monthly you pay 700. After paying yr first installment of 700, then you will be able to swipe up to $700 nia after yr first installment is paid

If you have 12k credit limit, then you have 3.6k balance on yr cc limit.

I wun consider it locked up lah..