Advisory : Payment Method - Cash or Credit Card or Instalment Plan

[seiko.citizen]

I would advise all buyers to pay cash as far as possible. Credit cards can be dangerous if their usage are not well controlled. More and more youngsters are getting themselves indebted at a young age because of excessive spending...

as you rightfully mention, those who are reckless in their spending will rack up big bills. For those who are alert in spending, it is a great tool in maximising your money.

agree in totality.

x2

[psee]

as you rightfully mention, those who are reckless in their spending will rack up big bills. For those who are alert in spending, it is a great tool in maximising your money.


x2

Agreed

[sci70716]

Boh CASH MAI BUAI!

Simple as that..dun use future money.

[minusplus]

Boh CASH MAI BUAI!

Simple as that..dun use future money.

Can't agree more

[Darkangel]

I would advise all buyers to pay cash as far as possible. Credit cards can be dangerous if their usage are not well controlled. More and more youngsters are getting themselves indebted at a young age because of excessive spending...

Agreed.As far as I am concerned,full cash payment. Hahaha...I was asking my mum..eh next time I buy car can I pay full cash on the spot? She said I hehehhe

Yeah heard that Pebz?

[jazz_samz]

Or borrowed money!!!

Boh CASH MAI BUAI!

Simple as that..dun use future money.

[seiko.citizen]

Agreed.As far as I am concerned,full cash payment. Hahaha...I was asking my mum..eh next time I buy car can I pay full cash on the spot? She said I hehehhe

Yeah heard that Pebz?

in Oz got people buy car with CASH!!!. My friend is one of them, he bought A$60k car with cash. the dealer also count until ask him to go and bring cheque

[Darkangel]

in Oz got people buy car with CASH!!!. My friend is one of them, he bought A$60k car with cash. the dealer also count until ask him to go and bring cheque

Not bad...lol but i heard there car cheap lehs...a few k can buy 1 already a preowned that is

[seiko.citizen]

Not bad...lol but i heard there car cheap lehs...a few k can buy 1 already a preowned that is

well that is true, my car at the moment only worth A$5k, my stupid watch almost on par with the car value .
But dont ever buy local car in Oz, it sucks!! The features are crap and option list is as long as any kid wishlist to santa claus. I prefer to buy Japanese imports ... cheaper, and somemore the car is much better features. But stupid Japanese regulations state that car must only go up to 180kmh.............. for me that is too slow
I prefer to top the 220kmh++ mark .. I hoping to shatter my old record (180kmh) when I come back to s'pore (m'sia highway). So far my record in perth, is 180kmh..............

[Darkangel]

well that is true, my car at the moment only worth A$5k, my stupid watch almost on par with the car value .
But dont ever buy local car in Oz, it sucks!! The features are crap and option list is as long as any kid wishlist to santa claus. I prefer to buy Japanese imports ... cheaper, and somemore the car is much better features. But stupid Japanese regulations state that car must only go up to 180kmh.............. for me that is too slow
I prefer to top the 220kmh++ mark .. I hoping to shatter my old record (180kmh) when I come back to s'pore (m'sia highway). So far my record in perth, is 180kmh..............

Wah speed devil sia

[triton]

5k car can go up to 180?

i drive S13 when i was in perth. hehehe......

well that is true, my car at the moment only worth A$5k, my stupid watch almost on par with the car value .
But dont ever buy local car in Oz, it sucks!! The features are crap and option list is as long as any kid wishlist to santa claus. I prefer to buy Japanese imports ... cheaper, and somemore the car is much better features. But stupid Japanese regulations state that car must only go up to 180kmh.............. for me that is too slow
I prefer to top the 220kmh++ mark .. I hoping to shatter my old record (180kmh) when I come back to s'pore (m'sia highway). So far my record in perth, is 180kmh..............

[seiko.citizen]

Wah speed devil sia

speed devil indeed. My friends sit in my car all say i drive normal and egg me to drive faster, but dont want, because the car handling is different when there is five people in the car. Better not risk it. Although experienced for my age, I am not experienced enough to control five people in one car.

5k car can go up to 180?

i drive S13 when i was in perth. hehehe......

actually 5k is what it cost to replace today. my car is toyota camry (1991 or '93, forgot! ). I was told by the toyota mechanic that my series engine is the most powerful ever made for camry's... how true im not sure, but i know it can race merc S280 no problems .
I never drive S13 before, but S15 I got try, power hor....... easily 200kmh (heavily modified), but dare not try when got passenger.

[SabaDen]

so do note that if engage with this interest free instalment plan, your credit card monthly limit is reduced by the instalment amount, so if your limit is 1k and instalment amount is 100 monthly, your credit limit is now 900.

Triton Bro, paiseh I correct u again ya ... it shud be the other way around. If yr limit 1k and u get watch 1k on installment, your limit will be $0 immediately upon approval at the merchant. As u pay, let's say $100 monthly, your limit will be increase by that amount over time. So there are advantages when using CC for installment as u will never go over the credit limit.

[SabaDen]

.... You dont want to see how these people play you out on interest payment

These people as in Banks? Any example?

[triton]

no worries. like that hor, i better go check with my AD.

Triton Bro, paiseh I correct u again ya ... it shud be the other way around. If yr limit 1k and u get watch 1k on installment, your limit will be $0 immediately upon approval at the merchant. As u pay, let's say $100 monthly, your limit will be increase by that amount over time. So there are advantages when using CC for installment as u will never go over the credit limit.