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Advisory : Payment Method - Cash or Credit Card or Instalment Plan

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  • Just got a dssd from THG...
    Utilizing the 40months payment plan

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    • Installment with interest free. Save the cash in case in need.

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      • Credit card with free installment plans... unless there's more discount when it's cash payment... but of cos it means I will have to scrimp and save for the rest of the month....

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        • Got it with a 10% discount though... Not bad the deal IMO

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          • Originally posted by lave77 View Post
            Credit card with free installment plans... unless there's more discount when it's cash payment... but of cos it means I will have to scrimp and save for the rest of the month....
            I thought installment suppose to help ease the payment...
            Anyway... Cash or installment discount is the same

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            • Use card when I am overseas. Cash for local purchase so I can ask for discount.

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              • If prefer cash payment....

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                • Don't like the DBS credit card but Hour Glass have the 40mth instalment for it. I shall resist!
                  I pay cash, feel more shiok. ONE TIME PAIN.

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                  • Is it true that payment by cash will get more discount? I checked out prices at THG and the salesman told me same price be it paid by cash or credit card.
                    GMT 116710BLNR - Sep 2014

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                    • Cash

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                      • Actually cash or not it really depends how much the sales person is willing to give u as a discount. More discounts he/she gives, lesser comm also

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                        • If discounts are given the same for both cash and credit card full payment, I would choose credit card.. earn rebates..


                          Instalment is okay if you made partial payment eg 50% to it. Otherwise, you are digging your own grave. my 2 cents

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                          • Where possible use cash to get discount. If no discount then use credit card to get rebate... sure win for u.

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                            • Do banks still give rewards point if the purchase is on an instalment plan?

                              I always thought they did not.

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                              • Payment by cash is definately a better choice.
                                Better discount is usually given if payment is by cash in most AD.
                                Boutique, i dont think they care if payment is by cash or card.

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