then hor. last time study. half the time, keep going to mechanic workshop. modify this, modify that. aiya. @ the end, play liao also like that. me still into handphone lah. not dun spend anything more than 300 these days.
current phone 0 value. previous one is 18.
my first HP cost me 2.1 k, it's a NEC, bought in early 90s , si bei ex thn... thn hor dunno why leh, got married leow, got kids hor, auto cut down on all these gadgets 1. my last 3 HP all FOC with contract 1.. but my current i jst paid 400+ cos the last FOC 1 cant even last 2 yrs, no choice, got to buy.
u kow yin alrady not ?? so fast plan retirement ah ??
retirement planning needs to start @ 30. whether or not single or married. cause one needs to calculate how much one needs when out of work. have to factor in inflation. alot of considerations. usually along the way, u need to finetune.
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retirement planning needs to start @ 30. whether or not single or married. cause one needs to calculate how much one needs when out of work. have to factor in inflation. alot of considerations. usually along the way, u need to finetune.
wow ... me never think of retirement, cannot afford to ... hahaha
yeah think so too, plus more mature liao mah.... now ah giam liao. dont really splurge. Just want to watch my acct $$ grow den sibey happy liao
need to find the right instruments to make money grow. bank rates are really pathetic.
currently, only foreign currency fd offers decent rates. however, u need to consider the exchange rate. rumour is that usd will get weaker against the sgd. rumour is that it will go as low as 1.3. however, based on 'current market trend', it seems that the first holding point is about 1.47 when it next starts to slide. if that point breaks, it should hit about 1.43. this is base on my analysis. im not liable for another gains/loss one will incur. im just sharing my point of view.
if you have issues with your account, click here for self help and read forum rules here. 90% of your answers can be found in Forum FAQ
i DO NOT respond to any pm regarding account issues
kindly email with
subject heading indicating your issue
your nick
your corresponding email address
state what you were trying to do and what the system prevented you to do
if you receive no response in pm or email, it means your answers can be found in the Forum FAQ here
need to find the right instruments to make money grow. bank rates are really pathetic.
currently, only foreign currency fd offers decent rates. however, u need to consider the exchange rate. rumour is that usd will get weaker against the sgd. rumour is that it will go as low as 1.3. however, based on 'current market trend', it seems that the first holding point is about 1.47 when it next starts to slide. if that point breaks, it should hit about 1.43. this is base on my analysis. im not liable for another gains/loss one will incur. im just sharing my point of view.
mai la, mai invest in foreign currency. Auntie lau liao, heart no good le. Cant take the risk. See the figures go up and down, my heartbeat also follow. I rather put some in FD, some in my own acct watch it slowly grow can liao. don't be too greedy
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