hour glass dbs promo- all brands

[terry79]

Hour glass new year promo
Using dbs/posb card, enjoy up
To 40mths interest free installment plan

[wt_know]

installment plan nia ... means no further discount
if can't afford to pay lump sum ... better don't buy watch
it's like falling into a long debt trap

Hour glass new year promo
Using dbs/posb card, enjoy up
To 40mths interest free installment plan

[gmt8300]

i prefer to pay in full upfront

[terry79]

Some might prefer to pay in this manner
And free up the cash for other purpose.
End of the day, u still have to pay.
Unless u have a problem to pay monthly.
Buy within means

[Ben9251]

No discount?

[Larry Bird]

but i would think that what u brought the watches with should be ur spare cash. if the cash is meant for something else then should get that something else first :-) wait till there is spares....

[John-sub]

Agreed, buy within your mean.

[isiowsg]

Do not start the new year with debts...wishing all good health and happy new year

[burnz]

Yah lor, first day of the new year and already got these debt traps going around.

[pingkee82]

ei.... nice replied. I wonder anyone don't have any debts? car loan, HDB/ private property loan......
if yes, then congrats...

[burnz]

ei.... nice replied. I wonder anyone don't have any debts? car loan, HDB/ private property loan......
if yes, then congrats...

debt is almost inevitable when it comes to big ticket items such as property, and cars to a certain extent.
but for luxury items like watches and bags, my view is that debt is a highly unnecessary means by which to acquire such items. of course, at the end of the day, to each his own.

[wt_know]

buying watches, bags, phones, led tvs, home theater, etc by installments ie: hire purchase is pure dumb financial planning. period.

[burnz]

buying watches, bags, phones, led tvs, home theater, etc by installments ie: hire purchase is pure dumb financial planning. period.

fully agree. simply because it's based on the assumption that future income remains stable and constant (at the very least).
this is hardly a given in today's economic environment.

[Fattytey]

but i would think that what u brought the watches with should be ur spare cash. if the cash is meant for something else then should get that something else first :-) wait till there is spares....

I got a lot of spares..... but sadly they are Tyres.... not Cash....

[Nichmenichyou]

Come on guys. It's a lobang thread and not a troll session.